Tips on How to Cut your Medical Expenses | Financial Management

There is no such thing as a free lunch. Moreover, there is no such thing as free medication. Some time or another, all of us will need medical treatment. Whether it would be for simple colds or for serious illnesses, these things would hurt us and burn our pockets.

According to a recent study, Americans spend more money on medical expenses than any other nationality in the world. As prices get higher and life gets harder, saving some money from your medical expenses will definitely benefit you.

Here are some practical tips on how to cut your medical costs:

Mind Your Health
Prevention is always better than cure. Being fit and healthy seems to be a 21st century fad and it wouldn't hurt us if we join in the bandwagon. An analysis of the 1987 National Medical Expenditures Survey revealed that people who are more active spend less on medical expenses than those who live lethargic lives. The analysis equated the benefit of being physically active to $330 (1987 dollar value) per person.

For smokers and drinkers, reducing cigarette and alcohol consumption is an option which you may find feasible. You will not only reduce future medical costs but also reduce direct costs from purchasing these products.

Go Generic
Taking generic drugs is the way to go. Patents are used by manufacturers to be able to set a price so as to recover their costs in developing their products. But these patents don't last forever and sooner or later, generic versions of these drugs will be available. Generic drugs are basically the same as the branded ones in terms of ingredients and quality.

Going generic can save you a lot of money. According to the Association of Chain Drug Stores, the generic drugs are priced at $24 on the average in 2004, while the average price of the branded ones is $96 dollars.

Deal with your Doctor
Take time out to discuss things with your doctor, for this can also save you a lot of cash. Don't be shy to ask him about the possible alternatives that you can take. Ask him if there is a generic drug that you can take if he prescribes you a branded drug. If you are going to have surgery, try to schedule wisely, so as to prevent overstaying in the hospital. And most importantly, do as you are told. If he asks you to quit your vice, quit it. If he tells you to be active, then you'd better be!

Medical expenses can really dig a hole in your pocket. Try to be wise in your medical transactions and more importantly, take care of your health.There is no such thing as a free lunch. Moreover, there is no such thing as free medication[...]

Labels: Financial aids, financial management, go generic, medical expenses, medication expense

Cutting your Kids' Schooling Costs | Financial Management

Whenever the school season is just around the corner, there's only one thing that parents are thinking about the impending costs. Education is a primary right and a pertinent need of every child but it can become very costly. Availing of scholarships and education grants for your children is the best way to get them through schooling. But of course, only a small percentage of children can be given these privileges.

There are simple and effective measures that parents can employ in cutting the costs of their children's schooling, especially during the back-to-school season. Most often, these measures are often taken for granted, but don't miss out!

Organize and Save
Keep an inventory of your children's school supplies and keep it organized. If you are not organized, you will be spending more money on replenishing your supplies. Small things like pencils and crayons may not cost too much, but if you replenish your supplies unnecessarily, you are losing valuable money.

You should also try involving the kids when making the inventory. This will give them a sense of ownership for their things and would know where to take and put their things.

Tax Holidays
Tax holidays are often offered by many states during the back-to-school season. Price ceilings will be put on different school gears. You might want to do a little research and ask about the schedule and the details of the tax holidays in your area.

Bulk Buying
It's a basic economic principle - "the more you buy, the more you save". Well, this is applicable if you are buying a specific item which you will really need in the near future. In buying pencils, for example, you might want to buy a box rather than buying one for each of your kids. Face it, you will be needing to replenish these after some time, so might as well avail of the lower price by buying in bulk.

Transportation
You might want to consider buying your child a bicycle for him to bring to school. This, of course, is not always feasible. Finding a cheap and safe way to bring your children to school daily is an important thing. Car pools and school transportation services are options that you can look at.

Snacks
Whenever you have the time and energy to prepare food for your children, do so. You will not only be saving on the pocket money that you will give to them but you are also secured that your children are eating healthy and safe meals.

Getting your children through school is a hard task and a costly one. Saving money through practical and simple means can assist you in this endeavor. The benefits will eventually add up to bring a brighter future to your children.Whenever the school season is just around the corner, there's only one thing that parents are thinking about the impending costs[...]

Labels: Cutting your Kids' Schooling Costs, family budgeting tips, Financial aids, financial management, schooling costs, tax holiday, transportation budget

Tips on how to Save Effectively in Banks | Financial Management

Many of us think that putting our money in the bank is a secure and wise way of saving. Yes, this is true if we are wise in dealing with banks. Banks are not charitable institutions, these are profit-driven entities which charge different kinds of fees and do all sorts of schemes to take away some of your money. The savings that you can get in being wise in making bank transactions can add up after some time and let you use your money where you want to.

Here are some tips on how to effectively save money in the bank:
Mind the Opportunity Cost
Think about the factors that are affecting your money in the bank. Are there fees that the bank is asking you to pay for keeping and using your own money? How much? Are they requiring a minimum balance for holding an account? You might be interested in other alternatives that are available out there, waiting for your investment. You should always factor in the opportunities that you are deprived of because you are putting your money in the bank. You might also be interested in taking a look into the terms of other banks. Probably the bank that can best suit your needs is out there waiting for you.

Book Balancing
Always bear in mind to have your checkbooks balanced at the end of every month. Issuing bounced checks can cost you a lot. The average fee for issuing checks with insufficient funds is $20. If you are not aware of the problem, you can easily issue several bounced checks in a certain period of time and this is very costly indeed.

Tame the ATM Machines
The best practice in using ATM machines is to avoid using ATM machines of other banks. This way, you will save on ATM fees. However, it wouldn't hurt if you also knew the ATM machines of other banks which do not charge fees.

E-banking
With the advent of globalization, everything is becoming electronic. This is also true in the banking world and technology is quickly becoming a benchmark of competition. E-banking can save you some money from transportation costs and more importantly, it will save you time. The time you spend waiting at the bank can be used for some other productive activities.

Truly, putting your money in the bank is a wise way of saving money, but only if you are wise enough to prevent the bank from chipping away your wealth. In saving, it is not only the benefits such as annual returns which you should consider, you should always think about the costs involved in the process.Many of us think that putting our money in the bank is a secure and wise way of saving[...]

Labels: e-banking, financial management, personal finances, putting money in bank, saving money tips, Tame the ATM Machines

How to Save Money for Tuition Fees | Financial Management

As soon as their child is born, parents can start saving up for their children’s college education.

With tuition fees climbing up yearly, it is better to have a sound financial plan so that it would not be difficult for you to send your kids off to college when they grow up.

Aside from the cash that you have saved yourself, here are the top 3 sources that can help you get your kids through college:
1. Scholarship grants
2. Part-time jobs
3. Financial aids

These are good alternative sources for your children to start off on their college education.

But as a parent, you would not want to fall in those long lines for financial aid or let your child work himself to death just to have money for tuition and other expenses.

Here are some ways on how you can have a jump start at shaving off those hard-earned bucks for your child’s college education:

1. The earlier, the better.

Start investing your money as soon as your child is born.

First, put the savings or investments under your name.

Later on, decide whether you want to transfer the account to your child’s name by the time he or she turns 15. This way, you will have minimal taxes, if at all.

However, you need to be careful when transferring account names.

Some states require a total turnover of funds once your child turns 18 or 21. This is also ineffective if, in the future, you apply for financial aid.

Also remember that tuition fees 10 or 15 years from now may double or even triple the current rates.

2. Establish a trust fund for your child.

This is a very wise plan for a child’s parents or relatives to invest in.

A trust fund is similar to a time-deposit where the money will be given to your child after a certain number of years.

After the designated time, the fund may be received in one lump sum or through an installment basis.

When building up a trust fund, check out details like the interest rates, taxes and withdrawal restrictions.

All in all, you need to approximate the costs of tuition fees, dorm room, meals, books, and other expenses that may come up.

Make sure that you invest money wisely as your child grows.

By the time that there are only two or three years to go before you send your son or daughter off to college, "lock" an ample amount of the funds by investing them in low-risk bonds to ensure that you will get to have enough for them to start their college education.As soon as their child is born, parents can start saving up for their children’s college education[...]

Labels: Financial aids, financial management, Part-time jobs, saving money tips, Scholarship grants

Secrets of Keeping to The Family Budget | Financial Management

The high cost of living in today's society, wherever you may be, has made budgeting a priority among families. In today's inflationary world, nothing is more important than knowing how to wisely spend the meager income that you get.

Financial problems usually arise due to lack of proper budgeting skills, or failure to keep to the proposed budget. No matter how much income you may have, it is still important to keep track of your assets and liabilities, your earnings and expenses.

It is ironic but a person who earns thousands will have the same problems with the person who earns by the hundreds. Most often, different kinds of people, with diverse income levels, have budgeting problems. Others who may have been successful in making a budget, usually fail to keep within such a budget.

A budget refers to a financial plan, taking the incoming and outgoing monetary resources into consideration. A good budget should not only mean a balance or equity between income and expenditures. It also means lesser expenses, and making an allowance for savings.

If you earn a thousand dollars per month, you should map out all the necessary expenses you will have to incur during the month such as payment for your house, food and transportation. Of course, this is presuming that your tax liabilities have already been settled. What remains after you deduct your total expenses from your income is your savings.

What you do with your savings will make a difference later on, when the need arises. You can choose to keep your savings in a piggy bank or place it in a bank where there is minimum interest rate but at least your money is safe from you and from intruders. With a bigger savings, you can get the services of a financial adviser who can give you higher-yielding investment options

Here are tips to make sure that you keep within the family budget:
1. Maintain a logbook where you can list your income and expense account on a weekly or monthly schedule.

2. Buy your groceries at one time. To do this, make a list of all the things that you would need for your target period and purchase them at one time. Sometimes, there are discounts if you buy by the dozen so take advantage of this.

3. Avoid going to the supermarket and shops if you do not need to buy necessary items. This will keep you from making unnecessary purchases and keep you from straying away from your budget.

4. Think twice before you buy something. By doing this, you will realize that it is not really a necessity but a whim.The high cost of living in today's society, wherever you may be, has made budgeting a priority among families[...]

Labels: family budget, family budgeting tips, financial management, personal finances

Video Klip Dunia Yang Terlupa by Peterpan | Video Youtube

Dunia Yang Terlupa adalah satu lagu peterpan yang enak untuk didengar. Yah, walaupun lagunya udah agak lama, gapapa saya embed di blog ini. Hheheh..ada yang protes??

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Video Konser Peterpan dengan lagu Dunia Yang Terlupa[...]

Labels: download video youtube, free mp3 song download, kumpulan lagu peterpan, lagu dunia yang terlupa, peterpan dunia yang terlupa, video peterpan, video youtube peterpan

Video Klip Peterpan - Tak Ada Yang Abadi | Video Youtube

Video Klip Peterpan - Tak Ada Yang Abadi.

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Video Klip Peterpan - Tak Ada Yang Abadi[...]

Labels: 4shared mp3 download, 4shared tak ada yang abadi peterpan, download video youtube, peterpan video youtube, video klip peterpan, video klip tak ada yang abadi, youtube video downloader

Lirik Peterpan - Tak ada Yang Abadi | Kumpulan Lirik Lagu Peterpan

Lirik lagu Indonesia terbaru. Tak Ada Yang Abadi dari Peterpan.

Lirik Peterpan - Tak Ada Yang Abadi

Takkan selamanya tanganku mendekapmu
Takkan selamanya raga ini menjagamu

Seperti alunan detak jantungku
Tak bertahan melawan waktu
Dan semua keindahan yang memudar
Atau cinta yang telah hilang

Tak ada yang abadi
Tak ada yang abadi
Tak ada yang abadi
Tak ada yang abadi...

Ho....Biarkan aku bernafas sejenak
Sebelum hilang....

Reff :
Tak 'kan selamanya
tanganku mendekapmu
Tak 'kan selamanya
Raga ini menjagamu
Jiwa yang lama segera pergi
Bersiaplah para pengganti...

Tak ada yang abadi
Tak ada yang abadi
Tak ada yang abadi
Tak ada yang abadi...

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Lirik lagu Indonesia terbaru. Tak Ada Yang Abadi dari Peterpan[...]

Labels: 4shared mp3 download, download mp3 peterpan, kumpulan lagu peterpan, lirik peterpan, lirik peterpan tak ada yang abadi, peterpan lirik, tak ada yang abadi peterpan lirik

Self-Discipline And Saving Money | Financial Management

A great way to save money is to be aware of the fact that one has the power to define the state of his finances specifically through a conscious effort of disciplining the way one spends and controlling one's expenditures.

Self-discipline will most definitely be the key to reducing one's debts therefore increasing the possibility of growing one's savings. And in the long run, improve one's standard of living.

According to money management book author Robert Hastings, "Undisciplined money, usually spells undisciplined person". Therefore, if one notices how his hard-earned money seems to slip away so darned easy, then it is about time that he rethinks his ways and try to discipline his unpleasant spending habits.

One of the essential keys to successful money management, specifically saving money is to possess proper attitude. Self-discipline is at the topmost of this proper attitudes list, of course.

Only with self-discipline that people recognize that they do have the freedom and power to do the right thing over doing as their impulses dictate.

Sounds complicated? Well, not really. Knowing fully the fantastic rewards of disciplined money in a disciplined person's hands should be motivation enough for one to do all that is humanly possible to achieve that elusive financial stability everyone hopes for.

Here are some helpful money saving tips.
1. Realize that the most convenient method of building one's wealth is through saving money. Money is the only sensible material to save.

2. Focus expenditures on the things one needs. Live day-by-day knowing that you have enough.

3. Avoid buying on impulse. Take your time when buying, especially the expensive items. If you really need it, it would most definitely not slip your mind. Otherwise, if you go along forgetting all about it, then it isn't really worth the money you have to spend on it at all.

4. Credit card debts hold the number one slot as the cause for financial drains these days. Control your spending by using your credit cards less. Or for unavoidable circumstances when you really have to use the credit card, consider using the ones that charge less interest. Then dump the high interest ones for good.

No matter how you look at it, saving money is so easy to do. A little bit of imagination, some creativity and a lot of self-discipline will take you a long way in keeping hold of your hard-earned money.A great way to save money is to be aware of the fact that one has the power to define the state of his finances specifically through a conscious effort of disciplining[...]

Labels: credit card debt, financial management, money management, Saving money, saving money tips, self discipline

No Fret Family Budget | Financial Management

For some, the idea of a budget is often a blur. It is frustrating to see how hard it is to do a budget and realizing that with one wrong purchase, you can actually ruin the entire thing. And this has been a perennial headache for most homemakers.

It is about time to overhaul the way people look at budgeting. It can actually be a great way to keep track of your family's expenditures and help you evaluate the things that you spend the lion's share of the family's earnings on.

What is a budget? A budget is a tool for handling your finances by controlling the family's expenditures in a way that money is enough for paying up bills, and still ensuring that savings are set aside for future expenses - vacations, or children's education, or even for retirement.

Try these simple steps in preparing a no fret family budget, and see the benefits of intelligent spending.
1. Gather three months of your pay stubs and get your average monthly earnings.

2. Get out three months of your monthly bills. Do this for the fixed expenses like the rent, phone bill, car payments and other loans that come monthly. Add them up and get the average. Do the same for other expenses like groceries, and credit card bills.

3. Evaluate the results of your computations. Looking at your average monthly earnings against your monthly fixed expenses and other monthly expenses, think of some ways to economize. Cut back on some items that are somehow unnecessary.

4. Knowing the facts of your income and expenses, develop a family budget and try to stick to this monthly budget.

5. Now that you have a monthly budget, set up a savings account. Save up by making regular deposits to this account.

6. Keep track of this monthly family budget just to see if it is working for you. Try to fine-tune the "rough edges" of this budget as you go along.

7. If you can get hold of a personal budgeting software or spreadsheet application to keep record of your budget, the better. This will make organizing your expenses very easy.

These are the basic steps in developing and implementing a no fret, easy to stick to monthly family budget. Of course each family has diverse needs and wants. You have the freedom to develop your own monthly family budget, depending on your family’s financial background and needs. No matter how you do it, just focus on the end result, which is building a savings that leads to a bright and financially stable future for your family.For some, the idea of a budget is often a blur. It is frustrating to see how hard it is to do a budget and realizing that with one wrong purchase, you can actually ruin the entire thing[...]

Labels: budgeting, family budget, financial management, money saving tips

Self-Control and Saving Money | Financial Management

Self-control is one of the many virtues that is something that can be learned by each and every person. And learning it will prove to be very significant in the way people handle their finances. Possessing a sense of self-control somehow helps people to put aside money instead of spending it. It helps people to resist the terrible "itch" they get to spend money the moment they get hold of it.

This is a common pitfall for most people. Often, when people come into a certain amount of money, they have this tendency to rush out and instantly satisfy the irresistible urge to splurge on anything they lay their eyes on. This is a very dangerous mistake. Sometimes people fail to recognize the idea that the future has to be considered, too, whenever spending and savings enter the picture.

The cliché "nothing is constant" still rings true until today. The stuff people see now as shiny and new will fade and rust away later. And patience and self-control makes people realize and think about the many other more important things that requires more of people's concern, specifically money-wise.

A person's financial success starts with a conscious effort to control one's expenditures and save up for the future.

Realizing the high correlation of self-control and saving money, the next question is, how do we start learning and acquire this virtue of self-control, which seems so elusive? Well, there are many ways which people often take for granted. Here are some of the less complicated ones that are easier to follow. Learn them, and hope they grow on you. Try to apply these easy steps in your daily living and surely they will bear you wonderful fruits on your way to financial stability and security.

1. Do not purchase items on impulse. Consider thinking if you really need the item, or maybe you can still put it off for later when you really have the need for it.

2. Identify the your needs from wants. You wouldn't want to spend so much on something that you may regret doing so in the future.

3. Look for a person who can serve as a role model for you and adapt a financial life similar to what he does. In this way, self-control will seem very easy when you see that others are actually doing it.Self-control is one of the many virtues that is something that can be learned by each and every person[...]

Labels: credit card debt, financial management, personal finances, Saving money, self control, tips to control expense

Essential Money Saving Tips for Students | Financial Management

It is easy to get caught in the rush of things when you are in college. In the midst of studying, part-time jobs, socializing and extracurricular activities that you have, you are most likely to forget one of the most important things, which is straightening out your finances.

Here are some tips on how you can save money as a student:

1. Plan ahead.
If possible, do this even before you move into your dorm room.

Check if you are eligible for scholarships and other grants before signing up for any form of student loan.

Construct a cash flow. First, where do you expect to get money from? Make a list of your “income”, be it from your parents, your student loan or your part-time job.

Then forecast your expected monthly or weekly expenses for food, books, etc. Once you have set aside a budget, be strict with yourself and stick to it.

You will never know what unexpected expenses would come your way so it is better to have a downfall for financial emergencies.

2. Save on food.
One of the major expenses that you have as a student which you might have ignored when you were still living with your parents is your food allowance. Avoid eating at fast food outlets, as this is most likely to ruin your budget. Pack your lunch and plan your meals as much as you can.

3. Take full advantage of student discounts.
Those ID’s in your wallet are not just for show. Student ID’s and memberships in organizations are honored in several establishments which offer discounts.

Also, patronize a certain establishment regularly and you are bound to get bonus cards for being a loyal customer.

4. Use your cash as much as you can.
Since you already have a draft of the items where you will spend your money, it is easier to monitor your cash flow. Avoid using your debit card when you have cash with you. Use your credit cards or write checks only in emergencies. Having debit cards, credit cards and checks handy might lead you to overspend.

5. Keep yourself busy.
Join clubs according to your field of interest.

Keeping busy will let your mind wander and help you stay away from things that you are likely to spend money on when you get bored. Examples of these are snacks, movie tickets or game rentals.

You will be surprised at the amount of money that you will actually save by spending less on luxury items, following your budget plan and saving for financial emergencies that you are most likely to get as a college student.
It is easy to get caught in the rush of things when you are in college[...]

Labels: financial management, student and save money, Student credit cards, teent and save money, tips for student to save money

Teaching Teens to Save Money | Financial Management

Parents mostly complain that teenagers do not listen to them. The opposite is true when it comes to advice regarding 'money matters'. Teens actually welcome their parent’s input about their finances.

In the past few years, teenagers have earned billions of dollars with part-time and summer jobs.

Some have spent most of what they earned, while others saved most or even all of it for a big purchase, or for their college education.

Kids these days are becoming more and more aware of their family's source of income and financial status. They apply these money-spending principles when they venture out on their own.

Thus, it becomes more of a parent’s responsibility to start “training” their teenage kids to use their money wisely.

Here are some ways on how you, as a parent, can teach your teens to save those hard-earned bucks:

1. Lead by example.
With your lifestyle, the children will see how you spend your money.

If they see you allotting a certain amount for a specific household need, they will eventually do the same when they get to earn their own keep.

2. Help your teens get a bank account.
Establishing a bank account under their name would give them an instant financial responsibility.

Sit down and explain to them how to manage their own account, and the “rewards” that they get once they save enough.

Their savings could go to their college tuition, or a big purchase like a car.

Additionally, it gives them a sense of accomplishment once they have saved up, with something concrete to show for it.

You may check out the special benefits that banks offer for teens who open their accounts at such an early age.

3. Construct a “spending plan”.
Once they hear the word 'budget', teens tend to cringe at the mere thought of having to restrict the spending of their money.

Instead, you and your teen son or daughter could build a “spending plan”. This would get them excited, and think of ways on how they can wisely spend their savings.

Also, have them list down their earnings versus their expenses.

Let them know the difference between the items that they need and the luxury items that they want, which they can actually do without.

4. Make a “mock” investment in the stock market.

Make them aware of the options that they have financially.

Casually introduce to them the business part of your daily newspapers and have them make “mock” investments for companies who manufactures products that they like.

Monitor the stocks together and this would give them another option of investing their money in the future.Parents mostly complain that teenagers do not listen to them. The opposite is true when it comes to advice regarding 'money matters'[...]

Labels: financial advisor, financial management, how to save money, personal finances, teent and save money

How to Save Money and Avoid Temptations

Saving money and financial management is very crucial in one's life. Money is very important in order to survive in this world but only a few people know how to manage their household budget properly. Many people have a hard time saving money even if it is for their own good.

Most of the time, you may be motivated to save money but there are times when temptations come your way and before you know it, you have already spent the amount that was supposed to be added to your savings account. Here are some helpful tips on how you can avoid temptations and be able to save money:

1. Try hard to avoid those things that keep you from saving. If you are fond of buying shoes even if you don't really need them, try very hard to stay away from them. Keep yourself away from shoe stores so that you will not be tempted to buy one.

2. When going to grocery stores. Always bring the exact amount and bring with you a grocery list. If you have limited money in your pocket when in grocery stores, you will be forced to buy only those important things that you need. Preparing a grocery list will also help you get organized and will help you in deciding the things that need to be prioritized.

3. Go to the malls only when needed. Do not go shopping if you do not need anything important to buy. Window-shopping will only tempt you to buy the dress you saw in the boutique even if you don't really need it.

4. Do not bring with you your credit cards all the time. Having a credit card in your pocket will only tempt you to buy things that are not necessary. This will also help you lower your balances and have a good credit score.

5. You may want to save money in the bank or invest in time deposits. You will not be tempted to get money from the bank every time you need cash, if they are placed in a time deposit account.

6. You may also want to consider consulting a financial advisor. There are a lot of programs that offer these services for free. They may be able to help you and give you advice on how you can avoid temptations and save more money.Saving money and financial management is very crucial in one's life[...]

Labels: avoid temptations, credit card, financial advisor, financial management, how to save money, invest in time deposits, personal finances, Saving money, shopping guide

Lirik Lagu Berlebihan | Lirik Lagu Agnes Monica - Berlebihan | MP3 Download

Lirik Lagu Berlebihan by Agnes Monica.

Lirik Lagu Berlebihan by Agnes Monica

Memang aku yang terlalu mencintai dirimu berlebihan
Memang aku yang terlalu mencintai dirimu berlebihan

Maafkan aku
Yang membatasimu
Seakan bahkan hidupmu hanyalah untukku
Aku sadari
Aku yang salah
Selama ini
Kucuriga tanpa alasan
Kuragukan kebebasanmu

Reff :
Aku cemburu
Hanya cemburu
Saat kamu tak berada di sampingku

Aku tak mau
Suatu saat nanti
Aku sendiri
Tanpa cinta dari dirimu
Ku tak bisa merindukanmu

Back to Reff 2x

Aku cemburu
Aku cemburu
Aku cemburu...

Aku mau miliki dirimu hanya untukku

Aku cemburu...

Memang aku yang terlalu mencintai dirimu berlebihan

Memang aku yang terlalu mencintai dirimu berlebihan

Suatu saat nanti
Ku sendiri tanpa cintamu
Aku tak mau
Suatu saat nanti
Ku sendiri tanpa cintamu

Aku cemburu
Memang aku yang terlalu mencintai dirimu berlebihan

Aku cemburu
Memang aku yang terlalu mencintai dirimu berlebihan

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Lirik Lagu Berlebihan by Agnes Monica[...]

Labels: 4shared mp3 download, agnes berlebihan lirik, berlebihan agnes, download lagu agnes monica, lirik berlebihan agnes monica, lirik lagu agnes monica, lirik lagu berlebihan

Lirik Lagu Hanya Menunggu | Lirik Agnes Monica - Hanya Menunggu | Intitle Index of MP3

Lirik Lagu Indonesia. Lirik Lagu Agnes Monica - Hanya Menunggu.

Lirik Lagu Hanya Menunggu by Agnes Monica

*
Kudapat semua apa yang kuinginkan
Bila saja diriku dapat memiliki hatimu
Ohh... mungkinkah itu

**
Cintaku seluas samudra tanpa batas
Segalanya yang ada pasti kan kuberi kepadamu
Andaikanku bisa mengharap untuk selamanya

Reff :
Tapi ku tak bisa
Kuingin selamanya
Mengharap yang tak pernah ada
Jadikanlah aku
Semua yang kau mau
Namun aku tak mampu
Ku hanya menunggu saja

Kudapat semua apa yang kuinginkan (inginkan)
Bila saja diriku dapat memiliki hatimu
Ohh... mungkinkah itu

Baby boy,i ain't gonna wait for you
Cuz when i need you
I star kissin' you
My heart pump hard in my chest
I'd be so possessed

Back to **, Reff 2x

Oh baby boy.. baby boy.. baby boy..
Oh baby boy.. baby boy.. baby boy..

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Lirik Lagu Indonesia. Lirik Lagu Agnes Monica - Hanya Menunggu[...]

Labels: agnes monica, download lagu, free mp3 download, hanya menunggu lirik, kumpulan lirik lagu agnes monica, lirik lagu agnes monica, lirik lagu hanya menunggu, soundtrack sinetron agnes

Lirik Lagu Janji-Janji | Lirik Agnes Monica - Janji Janji | MP3 Download

Lirik Lagu terbaru dari Agnes Monica dengan judul lagu Janji Janji.

Lirik Lagu Janji Janji by Agnes Monica

*
Jangan pernah merasa
Kaulah yang istimewa
Bagiku kau lelaki biasa

**
Pandai berkata cinta
Tampan dan berharta
Kau pikir hatiku 'kan tergoda
Jangan samakan aku dengan gadis lainnya
Yang kau pikat dan kau jerat

***
Aku bukanlah gadis bodoh..lugu..
Bisa kau jadikan permainan
Kau sentuh
Kau cumbu

Reff :
Janji janji yang kau beri
Janji janji jadi mimpi
Janji janji tak terbukti

Back to *

Cintaku bukanlah sampah
Cintaku penuh rasa
Tak bisa kau buat seenaknya

Kau pikir aku bonekamu
Bonekamu...

Back to ***

Janji janji yang kau beri
Janji janji jadi mimpi
Janji janji tak terbukti
(tak terbukti)

Janji janji yang kau beri
Janji janji jadi mimpi
Janji janji tak terbukti
Janji janji
Janji

Janji janji..
Janji janji yang kau beri
Janji janji
Janji janji jadi mimpi
Janji janji yang kau beri
Janji janji..
Janji janji yang kau beri
Janji janji..
Janji..

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Lirik Lagu terbaru dari Agnes Monica dengan judul lagu Janji Janji[...]

Labels: agnes monica lirik, download lagu agnes monica, download mp3 agnes monica, free mp3 download, lirik janji janji, lirik lagu agnes monica, Lirik Lagu Indonesia, lirik lagu terbaru

Laskar Pelangi "Juara" di Festival Film Bandung 2009

Film Laskar Pelangi berhasil memborong 6 penghargaan dari 11 kategori film dan nara film di ajang Festival Film Bandung yang berlangsung Jumat malam lalu.

Enam penghargaan LASKAR PELANGI yaitu untuk kategori Sutradara Terpuji atas nama Riri Riza, Penata Musik Terpuji yaitu Aksan dan Titi Sjuman, Penata Artistik Terpuji Eros Elfin, Pemeran Utama Wanita Terpuji Cut Mini, Pemeran Pembantu Pria Terpuji Ikranagara, dan tentu saja Film Terpuji.

Berkut ini beberapa pemenang dari kategori lainnya :

• Pemeran Utama Wanita Terpuji : Revalina S Temat dalam film PEREMPUAN BERKALUNG SORBAN
• Pemeran Utama Pria Terpuji : Aming dalam film DOA YANG MENGANCAM
• Pemeran Pembantu Wanita Terpuji : Widyawati dalam film PEREMPUAN BERKALUNG SORBAN.

Untuk kategori sinetron dan nara sinetron :
• Sinetron Terpuji : RINDUKU CINTAMU
• Sinetron Lepas Terpuji : SERAGAM ANAK PEMULUNG,
• Sinetron Komedi Terpuji : ERTE MARIHOT
• Sinetron Remaja Terpuji : KEPOMPONG
• Sutradara Terpuji : Dedi Setiadi dalam film RINDUKU CINTAMU dan H Eddie Riwanto dalam film DIMAS DAN RAKA.
• Pemeran Utama Pria Lukman Sardi dalam film RINDUKU CINTAMU
• Wanita Terpuji diraih dan Bunga Zainal film KOQ GITU SIH.
• Pemeran Pembantu Pria : Oka Antara dalam film YASMIN
• Wanita Terpuji : Happy Salma dalam film KOQ GITU SIH.

Selamat buat para pemenang !
Maju terus dunia hiburan Indonesia !

Do You Know?

What Are Online Video Websites?

Have you heard of online video websites before? If you are an avid internet user there is a good chance that you have. If you have not, you may be wondering what they are all about.

Online video websites are known as websites that display content in the form of videos. These websites often allow viewers to view the wide awry of videos that are hosted on their websites. Most of the time, these videos can be viewed free of charge. However, there are some videos that require payment. Those videos are likely to be rebroadcasts of popular television shows or music videos.

The type of videos that you can find online will all depend on the online video website that you are visiting. There are some video websites that focus on a particular topic, but most do not. This means that you should be able to find videos that focus on pets, parenting, business, and entertainment, just to name a few. As previously mentioned, most online videos are free to watch. Those videos are likely to be homemade videos or popular videos, where permission was granted to use the videos free of charge.

In addition to being able to watch videos, online video websites also give internet users the ability to make, upload, and share their own videos. Perhaps, this is the best part of online video websites. Many individuals would love to create their own videos, but without online video websites many would not have a place to upload or share their videos. As with viewing videos, most online video websites allow internet users to share their own videos free of charge.

If you are interested in learning more about online video websites, you are advised to perform a standard internet search. That search should provide you with the links to numerous online video websites. In your search, it is likely that you will come across YouTube and Google video. Although they are not the only video sites that can be found online, they are, by far, considered the most popular.

YouTube is popular, like most other video sites, due the fact that it is free to you. You can view a wide collection of videos online, many of them homemade. These videos may include how-to videos, personal videos, comedy skits, and unscripted recordings. With YouTube, you should easily be able to view all of these videos without having to pay a thing. YouTube also allows you to create, upload, and share your own videos, if you choose to do so.

At the current moment, Google Video may not be as well known as YouTube, but its popularity is rapidly on the rise. Google Video has a collection of videos that can be viewed free of charge. Many of these free videos are made by internet users, just like yourself. In addition to free videos, there are also videos that can be purchased, for a small fee. These types of videos often include popular music videos and newly released music videos. As with YouTube, Goggle Video also gives internet users the option of creating and sharing their own videos.
If you have been looking for ways to enjoy entertainment online, you are urged to examine online video websites and what they have to offer, if you haven’t done so already. With all of the videos that can be found online, you are sure to find what you are looking for and then some.

Film Laskar Pelangi berhasil memborong 6 penghargaan dari 11 kategori film dan nara film di ajang Festival Film Bandung yang berlangsung Jumat malam lalu[...]

Labels: festival film bandung, ffb 2009, film laskar pelangi, laskar pelangi, lirik lagu laskar pelangi, Nidji, soundtrack laskar pelangi, video laskar pelangi, video laskar pelangi nidji

Bagaimana Mengecek Do Follow Blog | SEO Purpose : Link Building

Link building adalah satu hal yang harus dilakukan oleh para webmaster untuk meningkatkan link popularity dari website yang dikelolanya. Dan banyak hal yang bisa dilakukan untuk link building ini. Ada yang berbayar alias membeli link ada juga yang gratis.

Dan salah satu cara gratis untuk link building adalah dengan blog commenting. Alias memberikan comment di blog. Tapi tidak semua link yang kita tanam di blog yang kita beri comment dianggap backlink oleh paman Google. Karena kebanyakan disetting NoFollow.

Dalam hal ini berarti kita harus memilah dan memilih untuk comment yang sekiranya akan memberikan backlink buat website/blog kita. Dan yang akan dihitung backlink oleh paman Google adalah bila kita comment di Blog yang disetting DoFollow.

Trus, bagaimana caranya agar kita tahu suatu blog disetting NoFollow atau DoFollow?
Ada 2 cara yang bisa kita lakukan yaitu :
Cara pertama adalah cara ribet alias hardway, bila anda menggunakan browser Firefox, klik tab View kemudian pilih Page Source dan kemudian akan muncul html code dari blog tersebut. Tekan Ctrl+F, dan akan muncul box isian, isikan kata nofollow, kemudian tekan ENTER. Bila tidak ada kata NoFollow, berarti blog tersebut adalah DoFollow.

Tapi bila terlalu malas untuk melakukan cara yang pertama (saya juga malas kalo musti ngecek satu satu mah :D ), sudah tersedia tools yang memudahkan kita untuk mengecek apakah suatu blog disetting NoFollow atau DoFollow. Tools ini adalah pluginnya Firefox dan tentunya anda harus menggunakan browser Firefox.
Berikut ini step stepnya :
1. Download plugin Firefox berikut : NoDoFollow
2. Intall dan restart Firefox
3. Sekarang bila anda ingin tahu, suatu blog disetting NoFollow atau DoFollow tinggal klik kanan dan pilih NoDoFollow, maka nanti link yang disetting DoFollow akan berwarna biru sedangkan yang NoFollow akan berwarna Merah.

Selamat mencoba...

Do You Know?

Tips to Increase Ranking and Website Traffic

It is worth cataloguing the basic principles to be enforced to increase website traffic and search engine rankings.
• Create a site with valuable content, products or services.
• Place primary and secondary keywords within the first 25 words in your page content and spread them evenly throughout the document.
• Research and use the right keywords/phrases to attract your target customers.
• Use your keywords in the right fields and references within your web page. Like Title, META tags, Headers, etc.
• Keep your site design simple so that your customers can navigate easily between web pages, find what they want and buy products and services.
• Submit your web pages i.e. every web page and not just the home page, to the most popular search engines and directory services. Hire someone to do so, if required. Be sure this is a manual submission. Do not engage an automated submission service.
• Keep track of changes in search engine algorithms and processes and accordingly modify your web pages so your search engine ranking remains high. Use online tools and utilities to keep track of how your website is doing.
• Monitor your competitors and the top ranked websites to see what they are doing right in the way of design, navigation, content, keywords, etc.
• Use reports and logs from your web hosting company to see where your traffic is coming from. Analyze your visitor location and their incoming sources whether search engines or links from other sites and the keywords they used to find you.
• Make your customer visit easy and give them plenty of ways to remember you in the form of newsletters, free reports, reduction coupons etc.
• Demonstrate your industry and product or service expertise by writing and submitting articles for your website or for article banks so you are perceived as an expert in your field.
• When selling products online, use simple payment and shipment methods to make your customer’s experience fast and easy.
• When not sure, hire professionals. Though it may seem costly, but it is a lot less expensive than spending your money on a website which no one visits.
• Don’t look at your website as a static brochure. Treat it as a dynamic, ever-changing sales tool and location, just like your real store to which your customers with the same seriousness.

Link building adalah satu hal yang harus dilakukan oleh para webmaster untuk meningkatkan link popularity dari website yang dikelolanya[...]

Labels: blog commenting, checker, dofollow, google backlink, link building, link popularity, nofollow, plugin firefox, SEO, seo tips

10 Larangan saat Foreplay | Pelajaran Sex

Sudah lama ngga main ke Forum Kapanlagi.com, khususnya yang berbau esek-esek, hihihi, dapet tips baru nih, silahkan disimak :D

Perhatikan baik-baik, apakah Anda pernah memperlakukan si dia seperti ini saat bercinta.
1. Alpa ciuman
Anda langsung tancap saja ke daerah erotis yang Anda tuju tanpa mencumbu bibirnya terlebih dahulu. Tindakan Anda itu membuat si dia merasa Anda membayar perjam, dan tidak mau rugi kehilangan uang Anda dengan mengesampingkan hal-hal yang “tidak penting” ( menurut Anda). Ciuman yang hangat dan menggairahkan merupakan wujud foreplay yang utama.

2. Meniup telinga si dia terlalu keras
Pasti Anda pernah diberi tahu wanita suka sekali bila telinganya ditiup. Tapi bedanya besar sekali antara meniup kuping si dia secara erotis dan menggairahkan dengan meniup telinganya seakan Anda meniup kue ulang tahun ke-50.

3. Tidak cukur
Anda kadang lupa mencukur berewok di dagu Anda dan sering Anda gosok berulangkali ke paha dan wajah pasangan Anda. Jika si dia memalingkan wajahnya ke samping, itu bukan berarti si dia sedang bergairah melainkan ingin jauh-jauh dari cambang Anda yang lupa Anda cukur itu!

4. Meremas-remas payudaranya kelewat keras
Kebanyakan pria berlagak seperti ibu rumah tangga memilih melon yang matang, diremas-remas sambil ditekan-tekan keras. Lembut sedikitlah.

5. Menggigit puting
Mengapa pria senang sekali mempermainkan puting seperti menghisap dan mengemut keras-keras seakan-akan mereka ingin menghempiskan badan partnernya. Puting tuh sensitif sekali dan bukan untuk dikunyah. Anda bisa menjilat dan menghisapnya tapi secara lembut.

6. Memutar-mutar puting
Hentikan kebiasaan memutar-mutar puting partner Anda memakai jari telunjuk dan ibu jari seakan-akan Anda sedang mencari gelombang radio. Pusatkan perhatian pada payudara seutuhnya, jangan hanya titik puncaknya saja.

7. Mengacuhkan anggota tubuh lainnya
Wanita tuh bukan jalan tol yang punya tiga belokan: Villa Payudara Timur dan Barat serta terowongan menuju pusat kota. Masih banyak sekali bagian dari tubuh wanita yang sering Anda acuhkan karena Anda kerap tancap langsung ke vagina. Jadi mulai dari sekarang lebih perhatikan bagian tubuh si dia, jangan yang itu-itu saja.

8. Memberikan dia “hadiah”
Membuang kondom adalah tanggung jawab pria. Anda yang memakai, Anda juga yang harus menyingkirkannya.

9. Menanggalkan celana Anda terlebih dahulu
Tidak ada yang kelihatan konyol dari pada seorang lelaki dengan celana dalam dan kaos kaki saja. Copot dulu kaos kaki Anda baru yang lainnya.

10. Gerak cepat
Ketika Anda dan si dia dalam situasi “Mr.Big vs vagina”, jangan langsung main tancap seperti mesin sehingga membuat pasangan Anda merasa seperti barang pabrik. Mulailah dengan dorongan yang lembut dan penuh perhitungan.

Mhhhh...

Do You Know?

Male Menopause: How Treatments Work

Menopause is what women experience when they reach a certain age where their bodies stop producing hormones. It is a point where women will no longer be able to reproduce and it is also a point where their lives will change.

However, it is also a fact that males also experience this kind of condition. It has been found that men will also experience the so-called male menopause when they reach a certain age. But unlike women where they stop producing hormones instantly, men experience a decline in production of hormones.

Sometimes, male menopause is also called the mid-life crisis where male hormone levels drop that often results to depression, anxiety, and decline of interest in sex. As a male, you have to prepare to face this condition because when you reach a
certain age (usually at late 50's to early 60's), you will also experience this condition.

First of all, you need to be able to identify the signs and symptoms of male menopause. Usually, the symptoms are very much like what a female experiences when they go through menopause. It will include depression, irritability, sadness, low
interest in sex, anxiety, hot flashes, sweating, erectile dysfunction, concentration problems, and memory problems.

Erectile dysfunction can also be caused by other conditions, such as a disease. However, the low testosterone level can also contribute to this condition.

If you suspect that you are going through male menopause, it is recommended that you should consult your doctor about it first before jumping into a conclusion and getting treated for it. The doctor will conduct a series of tests to confirm that

you are really going through male menopause. To do this, the doctor will test your testosterone level and also your symptoms.

If it is indeed male menopause, the doctor can recommend treatments to ease the symptoms.

Today, there are already treatments for male menopause where it can make it easier for you to cope up with the condition. It will not necessarily mean that it can treat the condition, but you have to consider that the treatment's aim for male menopause, like female menopause, is to lessen the symptoms. There is hormone replacement therapy for men who have low testosterone level. This treatment can help you lessen the symptoms associated with male menopause. This treatment is called testosterone replacement therapy. With this treatment, you can lessen the effects of male menopause and can definitely help you go through it.

In fact, this therapy has been found effective. It gradually increased the muscle mass, the mental functioning, bone density and it also enabled men to get interested in sex again.

However, testosterone replacement therapy should only be done with close supervision of a professional. Too much of testosterone injected in your body can produce unwanted side effects. The professional will be able to adjust the doses in accordance with the effects you experience during your first testosterone replacement therapy.

In time and also after a few sessions, the professional will be able to know the correct dosage for you.

If you cannot tolerate the injections, there are also oral capsules that you can take for this therapy. There are also testosterone patches where it can provide a steady release of testosterone.

If you don’t want this therapy through injection, through oral capsules, or through patches, you can consider getting implants. The testosterone implants are inserted in the lower abdomen or hip under anesthetic. This can provide treatment that can last up to 6 months.

These are the treatments that you can consider when you are going through male menopause. So, if you are at that certain age where sex doesn't interest you anymore, and where you are more motherly, you can consider getting a testosterone replacement therapy. Always remember that this therapy should only be done with close supervision of a professional to avoid unwanted side effects.

Sudah lama ngga main ke Forum Kapanlagi.com, khususnya yang berbau esek-esek[...]

Labels: 10 larangan saat foreplay, forum kapanlagi.com, kapanlagi.com, sex education, tips foreplay

Tips Mencegah Kerontokan Rambut | Cegah Kerontokan Rambut

(Kerontokan Rambut) Kerontokan Rambut sendiri tidak terjadi begitu saja, ada beberapa tahap kerontokan rambut. Tepatnya kerontokan rambut terjadi dalam tiga tahap kerontokan. Tahap pertama kerontokan rambut adalah alopesia areata, suatu kondisi dimana sistem imun mulai menyerang akar rambut. Tahap kedua adalah alopesia total, ketika rambut mulai mengalami kerontokan dimulai dari kulit kepala. Dan tahap terakhir adalah alopesia universal, yaitu saat seseorang kehilangan semua rambut dari seluruh tubuhnya. Mmmmhhh..ngeri ya..

Trus, apa sajakah hal yang bisa mencegah kerontokan rambut ini? Berikut ini beberapa hal yang bisa kita lakukan untuk mencegah atau setidaknya mengurangi kemungkinan kita terserang kerontokan rambut ini :
1. Perhatikan apa yang dimakan.
Vitamin A, B, C dan E sangat penting untuk pertumbuhan rambut baru. Oleh karena itu rajinlah mengonsumsi makanan yang kaya akan empat vitamin tersebut. Perbanyaklah makan buah dan sayur karena vitamin banyak terdapat pada buah dan sayuran.

2. Berhenti merokok.
Kandungan yang terdapat dalam rokok sangat jahat bagi tubuh kita dan dapat mengurangi peredaran aliran darah ke kulit kepala yang menyebabkan kerontokan rambut. Ini adalah tantangan besar bagi para perokok. Namun bila ingin kembali memiliki rambut sehat dan kuat, segera tentukan pilihan.

Pemerintah sendiri sampai nitip pesan di setiap bungkus rokok "Merokok Dapat Menyebabkan Kanker, serangan jantung, Impotensi dan gangguan kehamilan dan janin", loh kok ngga ada menyebabkan kerontokan ya?? Hihihih...

3. Hindari kontak langsung dengan sinar matahari.
Penelitian membuktikan bahwa sinar UV dapat merusak kulit kepala dan mencegah tumbuhnya rambut yang sehat.

Mmmhh..musti pake topi kalo lagi keluar ruangan...

4. Pijatlah kulit kepala secara teratur.
Gunakan minyak zaitun dan jojoba. Ketiga jenis minyak ini dapat membantu pertumbuhan rambut baru.

Gampangkan, kalo males ya tinggal ke salon aja...

5. Shampoo berbahan alami.
Jangan pernah menggunakan shampoo yang mengandung bahan kimia, atau meluruskan rambut maupun mengeringkan rambut dengan pengering rambut. Produk pewarna rambut yang mengandung bahan kimia juga harus dihindari. Jangan mencuci rambut dengan air panas, karena dapat menyebabkan rambut menjadi rapuh.

Mmhhhh..musti ngecek shampoo yang dipakai tuh...air panas? Ya iyalah...

Kalo ngga percaya lihat sumbernya aja deh :D

Do You Know?

Good Food Health Vitamin Intake

It is essential that a person is aware of what constitutes good food health vitamin intake. The federal drug administration produces a recommended daily allowance for the majority of vitamins which it regards as a good food health vitamin intake. These figures vary according to a person’s age, sex and some other factors so that the good food health vitamin intake for a young woman is going to be different to that of a man in his seventies.

The food health vitamin intake amounts of certain foods are included in the nutritional labelling. This labelling is important for a person to consider and helps ensure that they are receiving the correct food health vitamin intake from the foods that they eat. The nutritional information is often represented as a percentage of the recommended daily allowance of each vitamin and mineral and can help assess the value of the foods in the quest for good food health vitamin intake.

There are also a number of items that a person may want to restrict in their diet as part of their good food health vitamin intake. Again, the nutritional labelling of certain foods can help a person to see how high a product is in these undesirable contents. Salt and fat, for example, may be items that a person wants to consider limiting as part of their good food health vitamin intake even though they are not strictly vitamins. The majority of people actually refer to nutrients when they use the word vitamin and food manufacturers are aware that a person is looking at minerals and other items when they are considering their good food health vitamin intake. Fiber is another element that many people are more aware of as forming an essential part of a balanced diet and is necessary for good food health vitamin intake.

If a person is on a restricted diet for any reason then they need to pay even more attention to their good food health vitamin intake. Obviously, some foods contain different nutrients to others and this is applicable to vitamins as well and it may be more difficult for a person to achieve their good food health vitamin intake if they are unable to eat certain foods. Vitamin supplements can form an essential part of a good food health vitamin intake for people who are unable to obtain their vitamins from their normal diet. It is also worth remembering that the good food health vitamin intake for a person varies throughout their life depending on their general health.

Kerontokan Rambut sendiri tidak terjadi begitu saja, ada beberapa tahap kerontokan rambut[...]

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KeepVid | Youtube Downloader | Cara Download Youtube

(KeepVid.com)Ada beberapa cara mendownload video dari Youtube. Dan berikut ini kita akan mencoba cara mendownload Video Youtube via KeepVid.com. Ada dua format video yang bisa anda download, bisa berformat FLV (low quality) atau berformat MP4 (high quality). Dan berikut step by step mendownload video youtube via KeepVid.com :
1. Buka Youtube dan pilih video yang ingin Anda download.
2. Buka juga KeepVid.com
3. Kemudian copy pastekan url dari video Youtube yang akan didownload ke box url di KeepVid.com yang tersedia.
4. Klik Download. Ada dua Pilihan format FLV atau format MP4. Silahkan pilih.
5. Save As.
6. Selesai.

Happy Downloading and Watching :D

Do You Know?

What Are Online Video Websites?

Have you heard of online video websites before? If you are an avid internet user there is a good chance that you have. If you have not, you may be wondering what they are all about.

Online video websites are known as websites that display content in the form of videos. These websites often allow viewers to view the wide awry of videos that are hosted on their websites. Most of the time, these videos can be viewed free of charge. However, there are some videos that require payment. Those videos are likely to be rebroadcasts of popular television shows or music videos.

The type of videos that you can find online will all depend on the online video website that you are visiting. There are some video websites that focus on a particular topic, but most do not. This means that you should be able to find videos that focus on pets, parenting, business, and entertainment, just to name a few. As previously mentioned, most online videos are free to watch. Those videos are likely to be homemade videos or popular videos, where permission was granted to use the videos free of charge.

In addition to being able to watch videos, online video websites also give internet users the ability to make, upload, and share their own videos. Perhaps, this is the best part of online video websites. Many individuals would love to create their own videos, but without online video websites many would not have a place to upload or share their videos. As with viewing videos, most online video websites allow internet users to share their own videos free of charge.

If you are interested in learning more about online video websites, you are advised to perform a standard internet search. That search should provide you with the links to numerous online video websites. In your search, it is likely that you will come across YouTube and Google video. Although they are not the only video sites that can be found online, they are, by far, considered the most popular.

YouTube is popular, like most other video sites, due the fact that it is free to you. You can view a wide collection of videos online, many of them homemade. These videos may include how-to videos, personal videos, comedy skits, and unscripted recordings. With YouTube, you should easily be able to view all of these videos without having to pay a thing. YouTube also allows you to create, upload, and share your own videos, if you choose to do so.

At the current moment, Google Video may not be as well known as YouTube, but its popularity is rapidly on the rise. Google Video has a collection of videos that can be viewed free of charge. Many of these free videos are made by internet users, just like yourself. In addition to free videos, there are also videos that can be purchased, for a small fee. These types of videos often include popular music videos and newly released music videos. As with YouTube, Goggle Video also gives internet users the option of creating and sharing their own videos.
If you have been looking for ways to enjoy entertainment online, you are urged to examine online video websites and what they have to offer, if you haven’t done so already. With all of the videos that can be found online, you are sure to find what you are looking for and then some.

(KeepVid.com)Ada beberapa cara mendownload video dari Youtube[...]

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Hot Funny Commercial Video | Video Lucu Youtube

Video Lucu. Ini nih akibat kawin sama brondong. Wkakakak.

Do You Know?

What Are Online Video Websites?

Have you heard of online video websites before? If you are an avid internet user there is a good chance that you have. If you have not, you may be wondering what they are all about.

Online video websites are known as websites that display content in the form of videos. These websites often allow viewers to view the wide awry of videos that are hosted on their websites. Most of the time, these videos can be viewed free of charge. However, there are some videos that require payment. Those videos are likely to be rebroadcasts of popular television shows or music videos.

The type of videos that you can find online will all depend on the online video website that you are visiting. There are some video websites that focus on a particular topic, but most do not. This means that you should be able to find videos that focus on pets, parenting, business, and entertainment, just to name a few. As previously mentioned, most online videos are free to watch. Those videos are likely to be homemade videos or popular videos, where permission was granted to use the videos free of charge.

In addition to being able to watch videos, online video websites also give internet users the ability to make, upload, and share their own videos. Perhaps, this is the best part of online video websites. Many individuals would love to create their own videos, but without online video websites many would not have a place to upload or share their videos. As with viewing videos, most online video websites allow internet users to share their own videos free of charge.

If you are interested in learning more about online video websites, you are advised to perform a standard internet search. That search should provide you with the links to numerous online video websites. In your search, it is likely that you will come across YouTube and Google video. Although they are not the only video sites that can be found online, they are, by far, considered the most popular.

YouTube is popular, like most other video sites, due the fact that it is free to you. You can view a wide collection of videos online, many of them homemade. These videos may include how-to videos, personal videos, comedy skits, and unscripted recordings. With YouTube, you should easily be able to view all of these videos without having to pay a thing. YouTube also allows you to create, upload, and share your own videos, if you choose to do so.

At the current moment, Google Video may not be as well known as YouTube, but its popularity is rapidly on the rise. Google Video has a collection of videos that can be viewed free of charge. Many of these free videos are made by internet users, just like yourself. In addition to free videos, there are also videos that can be purchased, for a small fee. These types of videos often include popular music videos and newly released music videos. As with YouTube, Goggle Video also gives internet users the option of creating and sharing their own videos.
If you have been looking for ways to enjoy entertainment online, you are urged to examine online video websites and what they have to offer, if you haven’t done so already. With all of the videos that can be found online, you are sure to find what you are looking for and then some.

Video Lucu. Ini nih akibat kawin sama brondong. Wkakakak[...]

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Pengumuman Seleksi Pertamina 2009 | Pengumuman Pertamina 2009

Bagi yang sudah mengajukan lamaran ke PT. Pertamina, sekarang saatnya bagi Anda untuk mengecek hasil seleksi Administrasi lamaran Anda.

Dan apabila lolos seleksi Administrasi, seleksi tahap selanjutnya adalah Tahap TES PSIKOMETRI dan Tahap TES BAHASA INGGRIS, apabila dinyatakan lulus dalam Tes Psikometri.

Untuk Info lebih lanjut silahkan cek di alamat berikut: pertamina.ppm-rekrutmen.com

Do You Know?

Outsourcing: Getting the Job Done the Cheap Way

In today’s world, being competitive will mean getting what you want in life and achieving your goals. This is also true in the business world where companies are now struggling to be on top of other companies in order to get their company to be the number one in the business that customers will choose.

However, because of the recent decline in the economy, companies today can no longer depend on themselves. They need help in order to make their companies competitive. This is why companies today are now outsourcing their business process or at least some of their business process to other countries.

The outsourcing job is considered as one of the largest industries in developing countries today. Besides, with the opportunity to earn lots of money, who wouldn’t want to be in the outsourcing business?

Companies in the United State, Canada and European countries are now considering outsourcing their business process or at least some of the business process to developing countries, such as India, Philippines, China and Mexico. This is because labor rates in these developing countries are considered to be cheaper than doing it in-house.

For example, in the software development industry, the company will have to hire talented IT professionals in order to get the job done. If they hire their own IT professionals, they will pay them a very high professional fee to develop the software. However, when they outsource it to IT companies in other countries who accept outsourced jobs, you will see that their equally talented IT professionals will do the job at a fraction of the price you have to pay in your country. Not to mention the full company benefits that you have to give to your IT professional.

Here is a detailed example on how it works in order to get a clearer picture. If an IT professional in your country will charge 500 hundred dollars for a project and you need at least one thousand of those projects, you will be spending five hundred thousand dollars to get it done. However, if you outsource it, you can expect that the equally talented IT professional in that country will only charge a fraction of the cost. They will only charge about 100 dollars per project. So, if you need one thousand projects done, you will only spend 100 thousand dollars to get all the projects done if you outsource it. More or less, you will be saving 400 thousand dollars to get the job done. And, this is a significantly large amount of money.

Another benefit that you can get from outsourcing is that you can divide your company’s heavy workload. Because of this, your company will be able to focus more on important matters. Outsourcing can free your company and let it expand to a higher level.

There are other benefits that you can take advantage of in outsourcing. Not only can you save a lot of money in operational costs, and make time for your company to tackle on more important things but you can also make your company grow because you will be satisfying a lot more clients.

With outsourcing, you will be able to save lots of money and your company will fully use its resources by freeing it from less important jobs and let it focus more on very important projects. Just make sure that the company you plan on outsourcing your business process to can get it done on time and get it done right. By making sure of the quality, you will be satisfying your clients.

Bagi yang sudah mengajukan lamaran ke PT. Pertamina, sekarang saatnya bagi Anda untuk mengecek hasil seleksi Administrasi[...]

Labels: hasil seleksi pertamina, lowongan kerja pertamina, lowongan kerja pertamina 2009, lowongan pertamina, pengumuman pertamina, pengumuman pertamina 2009, pengumuman seleksi pertamina

The Script Breakeven Lyrics | Breakeven Lyrics | Intitle Index of MP3 The Script

The Script Breakeven Lyrics

The Script Breakeven Lyrics

I'm still alive but I'm barely breathing
Just prayed to a god that I don't believe in
Cos I got time while she got freedom
Cos when a heart breaks no it don't break even

Her best days will be some of my worst
She finally met a man that's gonna put her first
While I'm wide awake she's no trouble sleeping
Cos when a heart breaks no it don't break even, even no

What am I suppose to do when the best part of me was always you
what am I suppose to say when i'm all choked up and you're OK
I'm falling to pieces
I'm falling to pieces

They say bad things happen for a reason
But no wise words gonna stop me bleeding
Cos she moved on while I'm still grieving
And when a heart breaks no it dont break even

You got his heart and my heart and none of the pain
You took your suitcase, I took the blame
Now I'm tryna make sence of what little remains
Cos you left with no love, with no love to my name

I'm still alive but I'm barely breathing
Just prayed to a god i don't believe in
Cos I got time while she got freedom
Cos when a heart breaks no it don't break even
No it don't break, no it dont break even, no

The Script Breakeven Lyrics[...]

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Chris Brown Lyrics | Chris Brown - With You Lyrics

Chris Brown - With You Lyrics

Chris Brown - With You Lyrics

I need you boo, (oh)
I gotta see you boo (hey)
And there're hearts all over the world tonight,
Said the hearts all over the world tonight [x2]

[Verse 1]
Hey! Little mama,
Ooh, you're a stunner
Hot..little figure,
Yes, you're a winner
And I'm so glad to be yours,
You're a class all your own
And..
Oh, little cutie
When..you talk to me
I swear..the whole world stops
You're my sweetheart
And I'm so glad that you are mine
You are one of a kind and..

[Bridge:]
You mean to me
What I mean to you and..
Together baby,
There is nothing we won't do
'cause if I got you,
I don't need money,
I don't need cars,
Girl, you're my all.
And..

[Chorus:]
Oh!
I'm into you,
And girl,
No one else would do,
'cause with every kiss and every hug,
You make me fall in love,
And now I know I can't be the only one,
I bet there heart's all over the world tonight,
With the love of their life who feels..
What I feel when I'm

With you [x5]
Girl..
With you [x5]

[Verse 2]
Oh girl!
I don't want nobody else,
Without you, there's no one left then,
You're like Jordans on Saturday,
I gotta have you and I cannot wait now,
Hey! Little shawty,
Say you care for me,
You know I care for you,
You know...that I'll be true,
You know that I won't lie,
You know that I would try,
To be your everything..yeah..

[Bridge:]
'cause if I got you,
I don't need money,
I don't need cars,
Girl, you're my all.
And..

[Chorus]

With you [x5]
Oh..
With you [x5]
Yeah Heh..

[Bridge 2]
And I..
Will never try to deny,
that you're my whole life,
'cause if you ever let me go,
I would die..
So I won't front,
I don't need another woman,
I just need your all and nothing,
'cause if I got that,
Then I'll be straight
Baby, you're the best part of my day

I need you boo,
I gotta see you boo
And there're hearts all over the world tonight,
Said the hearts all over the world tonight [x2]
Woo Oh.. Yeah
They need it boo,
They gotta see their boo,
Said the hearts all over the world tonight,
Hearts all over the world tonight [x2]

[Chorus]

With you [x5]
Girl..
With you [x5]
Oh..

Chris Brown - With You Lyrics[...]

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Susan Boyle | Susan Boyle Video | Britains Got Talent 2009

Susan Boyle Video from Britains Got Talent 2009.

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Susan Boyle Video from Britains Got Talent 2009[...]

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Hottest Commercial Ever Video

Hottest Commercial Ever Video. Katanya sih, tau deh sepertinya biasa aja.

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

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Lirik Asmara | Lirik Lagu Aura Kasih - Asmara | Free MP3 Download

Lirik Lagu Asmara by Aura Kasih

Lirik Lagu Aura Kasih - Asmara

Ini kisah anak manusia
Yang bertemu dengan rasa yang indah
Yang bisa buat mabuk
Buat melayang
Rasa candu tiada tandingannya
Rasa ingin selalu mengulanginya
Yang bisa buat buta
Buat melayang
Asmara begitu panggilannya
Asmara kadang suka kadang duka
Asmara bisa membuat semua orang tergila-gila
Tak tertahankan bila sudah
Panah asmara menembus jantung hatimu
Asmara begitu panggilannya
Asmara kadang suka kadang duka
Asmara bisa membuat semua orang...
Asmara begitu panggilannya
Asmara kadang suka kadang duka
Asmara bisa membuat semua orang tergila-gila
Asmara... asmara... asmara...
Bisa membuat semua orang tergila-gila

Do You Know?

Free MP3 Music Download

Free MP3 Music Download: Why is it free?
There are two reasons why free MP3 music downloads are widely available. First is the fact that some musicians with real talent find it hard to break into the music business. Most artists who actually made it are groomed by recording industry moguls to look and sound that way in order to cater to the wants and music preference of the masses. It’s true that this isn’t very nice but it’s a fact that all struggling musicians have to grapple with. If you are going to be successful, comprises have to be made. Those who are unwilling to compromise or change just to please find themselves frustrated for they have no outlet for their many talents. This is where free MP3 music downloads come in.

Several sites, such as MP3.com, MP3Songs.org, MP3Unsigned.com, and others, offer opportunities for unsigned artists to publish their works. Online users will find free MP3 music downloads by these artists, listen to it, and judge it by its sound. Many artists have been discovered this way through free MP3 music downloads that serve as a portal to let the general public know that they too exist.

Another reason why free MP3 music downloads are offered is the theory that people use it in product sampling. With free MP3 music downloads, you can sample the work of new artist, listen to a few tracks in an album, or listen to bits of a new single, before going out to the record store to buy the CD.

Informal polls have been conducted to test this theory on free MP3 music downloads and it has been found that many people do go out and buy the record after listening to it online.

Lirik Lagu Asmara by Aura Kasih[...]

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Make Money Online Journey

Tuesday, April 28, 2009

Tips on How to Cut your Medical Expenses | Financial Management

Cutting your Kids' Schooling Costs | Financial Management

Tips on how to Save Effectively in Banks | Financial Management

How to Save Money for Tuition Fees | Financial Management

Secrets of Keeping to The Family Budget | Financial Management

Video Klip Dunia Yang Terlupa by Peterpan | Video Youtube

Do You Know?

Free MP3 Music Download

Video Klip Peterpan - Tak Ada Yang Abadi | Video Youtube

Do You Know?

Free MP3 Music Download

Lirik Peterpan - Tak ada Yang Abadi | Kumpulan Lirik Lagu Peterpan

Do You Know?

Free MP3 Music Download

Self-Discipline And Saving Money | Financial Management

No Fret Family Budget | Financial Management

Self-Control and Saving Money | Financial Management

Monday, April 27, 2009

Essential Money Saving Tips for Students | Financial Management

Teaching Teens to Save Money | Financial Management

How to Save Money and Avoid Temptations

Sunday, April 26, 2009

Lirik Lagu Berlebihan | Lirik Lagu Agnes Monica - Berlebihan | MP3 Download

Do You Know?

Free MP3 Music Download

Lirik Lagu Hanya Menunggu | Lirik Agnes Monica - Hanya Menunggu | Intitle Index of MP3

Do You Know?

Free MP3 Music Download

Lirik Lagu Janji-Janji | Lirik Agnes Monica - Janji Janji | MP3 Download

Do You Know?

Free MP3 Music Download

Laskar Pelangi "Juara" di Festival Film Bandung 2009

Do You Know?

What Are Online Video Websites?

Thursday, April 23, 2009

Bagaimana Mengecek Do Follow Blog | SEO Purpose : Link Building

Do You Know?

Tips to Increase Ranking and Website Traffic

Wednesday, April 22, 2009

10 Larangan saat Foreplay | Pelajaran Sex

Do You Know?

Male Menopause: How Treatments Work

Tips Mencegah Kerontokan Rambut | Cegah Kerontokan Rambut

Do You Know?

Good Food Health Vitamin Intake

Tuesday, April 21, 2009

KeepVid | Youtube Downloader | Cara Download Youtube

Do You Know?

What Are Online Video Websites?

Hot Funny Commercial Video | Video Lucu Youtube

Do You Know?

What Are Online Video Websites?

Pengumuman Seleksi Pertamina 2009 | Pengumuman Pertamina 2009

Do You Know?

Outsourcing: Getting the Job Done the Cheap Way

The Script Breakeven Lyrics | Breakeven Lyrics | Intitle Index of MP3 The Script

Chris Brown Lyrics | Chris Brown - With You Lyrics

Susan Boyle | Susan Boyle Video | Britains Got Talent 2009

Do You Know?

Free MP3 Music Download

Monday, April 20, 2009

Hottest Commercial Ever Video

Do You Know?

Free MP3 Music Download

Lirik Asmara | Lirik Lagu Aura Kasih - Asmara | Free MP3 Download

Do You Know?

Free MP3 Music Download

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